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Background Checks

Bankruptcy Showing on Your Credit Report or Background Check That Doesn’t Belong to You? Here’s What You Need to Know

Bankruptcy on Credit Report Not Mine Wrong Bankruptcy on Credit Report Mixed Credit File Fair Credit Reporting Act Attorney Credit Report Errors Bankruptcy Background Check Error FCRA Credit Reporting Violations Discovering a bankruptcy on your credit report or background check that isn't yours can damage your credit and employment opportunities. Learn about mixed credit files, your rights under the FCRA, and how to dispute inaccurate bankruptcy records.

Discovering a bankruptcy on your credit report or background check that you never filed can be shocking. Unfortunately, this type of error happens more often than many consumers realize. A bankruptcy that belongs to someone else can severely damage your credit score, interfere with loan approvals, and even cost you employment opportunities. If you are dealing with a bankruptcy that does not belong to you, you may have important rights under the Fair Credit Reporting Act (FCRA), and you should act quickly to protect yourself. How Can Someone Else's Bankruptcy End Up on My Credit Report? In many cases, the...

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[A Complete Guide] What is a Background Check?

Background

What is a background check? A background check is a process used to verify that an individual is who they claim to be and provides an opportunity to check and confirm someone's criminal record, education, employment history, and other past activities. Background checks are commonly used by employers to screen job candidates and by landlords to screen potential tenants. What is an employment background check? An employment background check is a specific type of background check conducted by employers during the hiring process. This check typically includes: Criminal History: Employers look for past criminal convictions and any legal issues that...

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