Drivers History by TransUnion Background Check Error
About Drivers History by TransUnion Company
Drivers History is a background screening service owned by TransUnion, one of the three major consumer reporting agencies in the United States. This service specializes in gathering and reporting court-based driving violation records. The company provides information that can help employers, insurance companies, and other entities evaluate a person’s driving history. These records are often used to assess risk, determine eligibility for auto insurance, or make employment decisions—especially for jobs involving driving.
TransUnion is a well-established name in the consumer reporting industry. Through its acquisition of Drivers History, it expanded its capabilities in traffic-related data, helping companies make informed decisions based on a person’s history of traffic citations, license suspensions, and other vehicle-related violations.
What is Drivers History by TransUnion Under the Law?
Drivers History by TransUnion is classified as a Consumer Reporting Agency (CRA) under the Fair Credit Reporting Act (FCRA). That means it is legally responsible for ensuring the accuracy of the information it collects and shares. Because the information can affect a person’s ability to get a job or insurance, the law holds TransUnion to high standards.
The FCRA gives consumers the right to access their reports, dispute incorrect information, and take legal action if those errors are not corrected. Drivers History, being a subsidiary of TransUnion, must follow these regulations strictly. This legal responsibility ensures that consumers have some control over their background check data.
How does Drivers History by TransUnion conduct background checks?
Drivers History collects traffic violation data from various public sources, including court systems, DMV records, and law enforcement databases. This data is then organized into consumer reports, which are made available to companies that subscribe to their services. These companies typically include insurance providers, employers, and sometimes even landlords.
The checks are usually automated and rely heavily on large-scale data processing. Drivers History uses proprietary software and algorithms to gather, organize, and match information with the correct individual. However, because much of this data comes from different public agencies, mistakes can happen during the collection or matching process.
How long does a Drivers History by TransUnion background check take?
The processing time for a background check through Drivers History can vary depending on the depth of information being requested. In many cases, the report is generated within a few minutes to a few days because the system pulls from databases that are already populated with traffic and court records.
For employers or insurers needing comprehensive reports, the process might take slightly longer if additional verification or manual review is needed. But generally, these background checks are completed quickly because they rely on automated systems.
What information does Drivers History by TransUnion include in its background checks?
The reports generated by Drivers History may contain the following information:
- Traffic citations (speeding, reckless driving, DUI, etc.)
- Driver’s license suspensions or revocations
- Court records related to driving offenses
- Vehicle-related criminal offenses
- Accident history (if available through public records)
- Identity verification based on personal details
This data can give a detailed view of someone’s driving behavior, which is why it’s widely used in risk evaluation for both employment and insurance purposes.
Drivers History by TransUnion: Criminal Background Check
While Drivers History focuses primarily on driving and traffic-related records, its parent company, TransUnion, also offers broader criminal background checks. These include searches of national criminal databases, sex offender registries, and court records.
For driving-specific jobs, criminal background checks may include charges related to DUI, vehicular assault, or repeated driving offenses that are categorized as criminal acts. These elements are sometimes bundled together with driving records to offer a more complete picture to the requesting company.
Drivers History by TransUnion Background Checks for Employment
Employers in transportation, delivery, or field service industries often rely on Drivers History to screen candidates. The background checks help employers identify applicants who may pose a risk on the road.
These reports may determine:
- Whether a person is eligible to drive a company vehicle
- Insurance costs for hiring that individual
- Legal risks tied to hiring someone with a poor driving history
It’s essential for job applicants to know that these checks can significantly impact hiring decisions. Even minor traffic offenses, if repeated, may raise red flags.
What Are Your Rights During a Background Check?
As a consumer, you have several rights during the background check process:
- Right to Know: You must be informed when a background check is being conducted on you.
- Right to Consent: A company must obtain your written permission before requesting a background report.
- Right to Review: You can request a copy of your report from Drivers History or TransUnion.
- Right to Dispute: If you find incorrect information, you have the right to challenge it.
- Right to Legal Action: If the company fails to correct errors, you can sue under the FCRA.
These rights are designed to protect you from being unfairly judged or penalized due to wrong or outdated data.
Your Rights Under the FCRA
The Fair Credit Reporting Act (FCRA) is a federal law that governs how consumer information can be collected and shared. Under the FCRA, Drivers History and TransUnion must:
- Provide you with access to your background report upon request
- Investigate disputes within 30 days of receiving them
- Notify you of the results of the investigation
- Delete or correct inaccurate or unverifiable information
The law also allows you to sue for damages if your rights are violated. Many legal professionals specialize in FCRA violations and can help you seek compensation.
Which companies use Drivers History by TransUnion for background checks?
Many companies across different industries use Drivers History reports to assess driving records, including:
- Insurance companies – to calculate premiums or deny/approve policies
- Delivery services – like FedEx, UPS, or Amazon partners
- Rideshare companies – such as Uber and Lyft
- Trucking firms – for evaluating commercial drivers
- Contractor businesses – that require employee transportation
These companies rely on accurate reports to minimize their risks and legal liabilities.
Can Drivers History by TransUnion’s Background Checks contain errors?
Yes, despite their advanced technology, background checks from Drivers History can include mistakes. These errors may result from:
- Incorrect data entry
- Mixing up records between individuals with similar names
- Outdated records that were not removed
- Misinterpretation of public data
Even a minor error can impact your chances of getting a job or insurance coverage. That’s why it’s vital to check your report regularly.
What causes errors in background checks?
There are several factors that can lead to errors in Drivers History background checks:
- Data entry mistakes: A simple typo can assign someone else’s violation to your record.
- Identity confusion: If someone shares your name and birthdate, their records could be matched to you.
- Outdated data: Courts or DMV offices might not promptly update or remove records.
- Software glitches: Automated systems may occasionally misclassify or mismatch data.
- Third-party errors: Mistakes made by data providers feeding into TransUnion’s system.
Main Types of Error
The most common types of background check errors include:
- Wrong person matched to violation
- Duplicate offenses listed
- Cleared or expunged records still appearing
- Inaccurate dates or locations
- Mislabeling infractions as criminal offenses
These issues can misrepresent your driving history and negatively influence decisions made about you.
How Common Are Errors in Drivers History by TransUnion Background Checks?
While there are no specific stats on how many errors can result from Drivers History reports, background check errors are more common than many people realize. Research shows that approximately 1 in 3 people find some form of mistake in their background reports. These errors may range from small inaccuracies to serious misrepresentations.
In the case of Drivers History reports, errors can be particularly damaging if they suggest reckless driving or DUI offenses that never occurred. Since companies rely on these reports for important decisions, even a single error can have long-lasting effects.
What are the consequences of having errors in your background check report?
If your Drivers History report contains mistakes, you might experience serious consequences, such as:
- Loss of job opportunity
- Higher insurance premiums
- Denial of rental applications
- Loss of professional license (for commercial drivers)
- Damage to personal reputation
These outcomes can affect both your financial well-being and emotional health. That’s why it’s crucial to correct any mistakes as soon as possible.
Contact Drivers History by TransUnion to correct errors in your background report
If you find an error in your report, here’s how to take action:
- Request your report: Contact Drivers History or TransUnion to get a full copy.
- Review the details: Look carefully for incorrect entries, especially serious violations.
- Submit a dispute: File your complaint in writing, clearly identifying the error.
- Attach documents: Provide supporting evidence, such as court documents or DMV letters.
- Wait for response: TransUnion must investigate and respond within 30 days.
The contact address for Drivers History disputes is:
Drivers History, Inc. 3000 Atrium Way, Suite 220, Mt. Laurel, NJ 08054
What to do if you don’t get answers to your background report questions
If TransUnion fails to respond or doesn’t correct the error, you should:
- Send a follow-up complaint by certified mail
- File a complaint with the Consumer Financial Protection Bureau (CFPB)
- Reach out to a consumer rights attorney who specializes in FCRA cases
Delays or unresolved disputes could give you strong legal grounds to take further action.
You can sue Drivers History by TransUnion if your report has errors
Under the FCRA, you can file a lawsuit against Drivers History or TransUnion if they:
- Fail to investigate your dispute
- Refuse to correct proven errors
- Share incorrect data after being notified
You may be entitled to:
- Compensation for lost job or housing opportunities
- Emotional distress damages
- Statutory damages (up to $1,000 per violation)
- Legal fees and court costs
Many law firms offer free consultations and charge nothing unless they win your case.
Who Can Help You Correct Errors on a Drivers History by TransUnion Background Check Report?
If you’re overwhelmed by the dispute process, legal professionals can help you:
- Review your report for errors
- Prepare and submit formal disputes
- Take legal action if needed
The Sanders Law Group (SLG) offers no-cost case reviews and operates on a contingency basis, meaning you pay nothing unless they win. SLG has helped many consumers fix background check errors and recover compensation.
Drivers History by TransUnion plays an important role in today’s background screening environment, especially for driving-related roles. While its data can be helpful, mistakes do occur—and the consequences can be serious. Thankfully, you have legal rights under the FCRA that allow you to challenge and correct inaccurate reports.
Don’t ignore errors in your background check. Act quickly, know your rights, and seek professional help if necessary to protect your reputation and your future.
Conclusion: Sanders Law Group Can Help
Navigating the complexities of background check errors can be daunting, but you don’t have to face this challenge alone. At Sanders Law Group, our experienced attorneys are dedicated to fighting for your rights and ensuring that your background check report is accurate and error-free. With over $14 million in settlements recovered, our track record speaks for itself.
At Sanders Law Group, we understand the significant impact that background check errors can have on your career and personal life. That’s why we offer our services at no cost to you. Our Google 5-star rated and BBB A+ rated lawyers can fix background reports and seek compensation for damages caused by these errors. If your employment or other opportunities have been adversely affected due to inaccuracies in your background check, we will work tirelessly to correct these mistakes and recover the damages you deserve.
We believe in transparency and client satisfaction, which is why we provide a free instant case review. Let us take the burden off your shoulders and ensure that your background check reflects your true history. If you’ve been denied a job or housing due to an inaccurate background check, contact Sanders Law Group today to get started on getting you compensation for inaccurate background checks and reclaim your future.
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Don’t let background check errors stand in the way of your success. Trust Sanders Law Group to provide the knowledge and dedication needed to clean up your background check report and protect your rights. With our experienced team by your side, you can confidently move forward, knowing that your background is accurately represented and your future is secure.