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Our attorneys are prepared to fight for your rights under the Fair Credit Reporting Act.

Which statement best describes your credit report error?

This issue is not about my credit report, but another consumer law issue I have.
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Paid Debt
I see a debt that I’m sure I paid off/settled, but it still shows a balance.
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Mixed File
I see another person’s debt on my credit report that I’m sure belongs to someone with a similar name and/or birthdate.
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Deceased
I am listed as DECEASED on my credit report
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Inaccurate Late Remark
I see a late payment that I know I paid on time.
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Bankruptcy Discharged Debt
I have a debt that was discharged in bankruptcy, but still shows a balance.
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ID Theft
I see a debt on my credit report that I know is not mine and I am certain it is due to someone stealing my identity.
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Do you have proof that you paid or settled this debt and that the balance is zero?

Yes, I can provide it for attorney review.
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No
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Do you have proof that you paid it on time?

Yes, I can provide it for attorney review.
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No, I was actually late or the lateness was not my fault, but due to an automatic payment issue.
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How much is the debt that is still showing on your report?

$0
✔
$1-$1,000
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$1,001-$5,000
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$5,000+
✔

Do you have a filed Police Report or FTC Identity Theft affidavit?

Yes, or willing to get one.
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I do not intend to report it.
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What is your credit score now?

300 to 579
✔
580 to 669
✔
670 to 739
✔
740 to 799
✔
800 to 850
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What was your credit score before the error?

300 to 579
✔
580 to 669
✔
670 to 739
✔
740 to 799
✔
800 to 850
✔

Have you been denied credit or a job due to this issue?

Yes, I was denied due to this issue.
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No, I still get approved.
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I have not yet applied for anything.
✔

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